Interesting article about homeowners who are struggling but not distressed. Lower interest rates, tax credits and falling prices have not helped when it comes to buying a home for many struggling homeowners. From 2005 thru 2008 more households are spending greater than 30% of their income for housing. Costs of home ownership have risen,and with the potential of rising home prices, affordability is questionable. That's why present homeowners have not moved since the housing crisis began. Unemployment and under-employment continues to add to the insecurity of purchasing a home.